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Ripple and XRP
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January 31, 2023

Ripple Working With Central Bank of Montenegro on New Digital Currency Pilot Program, According to Prime Minister

By Conor Devitt

San Francisco payments company Ripple is teaming up with the Central Bank of Montenegro to work on a novel digital currency pilot program.

Montenegro Prime Minister Dr. Dritan Abazovic says that his country’s central bank has launched a pilot project with Ripple to build the first digital currency or stablecoin for the country.

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Dr. Abazovic himself met with Ripple CEO Brad Garlinghouse and James Wallis, the company’s vice president of central bank engagements and central bank digital currencies (CBDCs).

The Prime Minister says he believes Ripple can help develop a payment infrastructure that could provide “greater financial accessibility and inclusion.”

Crypto legal expert Jeremy Hogan thinks the XRP Ledger (XRPL) could interact with Ripple CBDC projects in multiple ways.

“One possibility is that a CBDC could be issued on top of the XRPL as an IOU represented by a specific token. This would allow for the CBDC to take advantage of the XRP Ledger’s fast/efficient settlement times.

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Another possibility is that the CBDC’s Central Bank could open a ‘gateway’ on the XRPL that allows users to deposit and withdraw the CBDC. This would allow for the CBDC to be used in conjunction with XRP and other digital assets on the XRP Ledger.”

XRP is trading for $0.392 at time of writing. The sixth-ranked crypto asset by market cap is down more than 5% in the past 24 hours.

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