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June 3, 2023

US Banking Crisis Triggers $756,000,000,000 Flood of Capital Into Cash Funds: Report

By Henry Kanapi

Financial titan Bank of America (BofA) says money market funds just witnessed a deluge of more than half a trillion dollars worth of capital.

According to a recent BofA investor note, money market funds have attracted $756 billion in investments this year amid the lingering banking crisis and the Federal Reserve’s aggressive rate hikes, per Reuters.

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A money market fund is a type of mutual fund that seeks yield by investing in high-quality short-term debt, including those offered by the US government. Yields available on money market funds have skyrocketed this year due to the steep rise in interest rates.

According to the financial giant, the flow of capital into money market funds is nearing a level last witnessed about three years ago when investors panicked and redirected $917 billion into cash funds amid the Covid-19 pandemic.

While investors are pouring an immense amount of capital into money market funds, BofA’s investor note reveals that it comes at the expense of the stock market.

Citing numbers from financial analytics firm EPFR, BofA reveals that funds focused on the stock market saw their third consecutive weekly outflows to the tune of $3.9 billion

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Bank of America’s chief investment strategist Michael Hartnett reportedly said in the investor note that the stock market could witness a major sell-off event in the coming weeks.

“We expect another bout of risk-off to return (in) late June.” 

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