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June 22, 2023

Tether CTO Paolo Ardoino Says Stablecoin Giant Not Competing With Banking System

By Rhodilee Jean Dolor

Tether CTO Paolo Ardoino says the world’s largest stablecoin issuer does not view itself as a competitor of banks despite being a huge buyer and holder of US treasuries.

In a new interview on The Wolf Of All Streets podcast, Ardoino says that Tether is not in a position to destabilize traditional banking institutions because it caters to a different market.

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“We are like 60 and something billion in US treasuries and when I explain our portfolio composition, I also explain that we are not here to try to steal the work from the banks in Europe or in the US.”

Ardoino says that Tether targets the unbanked. He says that while most people in Europe and the US have bank accounts because of good financial and banking infrastructures, this is not the case in other regions.

“There are places in the world where 70% of the people don’t have a bank account because the banking infrastructure is poor. They are forgotten or not interesting to the banking infrastructure. That is where we thrive so in a way, we are not competing with the US and European banking industry.”

He says that Tether is in fact creating more value for the US dollar.

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“We are not stealing jobs, we are not stealing fees from them, but we are also tackling a market that is really important for the US.”

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