Major US Bank Increases Fees on Dozens of Services, Including Mobile Deposits – Here’s Who’s Affected

One of the top ten largest commercial banks in the US says it’s raising fees on a long list of services.

People with business bank accounts at Truist are being notified of fee increases effective January 1st of this year.

The changes impact checking account features and transactions fees across general banking, ACH transfers, cash management and more.

For example, mobile deposited items now cost $0.25 each, up from $0.23.

Monthly account maintenance fees rise from $33-50 to $35-$55, depending on the product.

Duplicate statements jump from $10 to $15, while returned deposited items increase to $14 from $12.

In ACH services, received credits and debits climb to $0.25 from $0.20. Most cash management services have increased by $5.

Check fraud prevention costs more too, with positive pay maintenance rising to $73.50 from $70.

The bank cites these adjustments as needed to align with operational costs, urging clients to explore waivers where available.

Truist is not the only bank to raise fees this year.  Wells Fargo increased some checking monthly fees in late 2025 from $10 to $15 for its Everyday Checking accounts, effective for fee periods beginning on or after November 29th.

The bank also raised the minimum daily balance required to waive the fee from $500 to $1,500.

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