AI agents strongly prefer to transact with Bitcoin over other forms of money, according to a new study.
Researchers at the Bitcoin Policy Institute say they ran 9,072 controlled experiments across 36 leading AI models.
In the blank-slate scenarios, 48.3% of responses chose Bitcoin as the preferred monetary instrument, more than any other option.
Overall, 91% picked digitally native money over traditional fiat and bank money. Not a single model ranked fiat first.
Bitcoin dominated long-term savings decisions, chosen by 79.1% as the best store of value.
Stablecoins led everyday payments at 53.2%, with Bitcoin at 36%, showing BTC is preferred for holding value, while stablecoins are for spending.
Smarter models favored Bitcoin even more. Anthropic’s lineup rose from 41% to 91% Bitcoin preference as capabilities grew.
Preferences stayed rock-solid across temperature settings and random seeds.
The study concludes AI agents will demand Bitcoin infrastructure and self-custody as they gain economic power.
Researchers say they will expand to additional models in the future, along with fine tuning their prompt framing to eliminate potential bias.
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