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October 2, 2020

Will Securities Clarity Act Boost Crypto Assets Like XRP? Compound Lawyer Jake Chervinsky Weighs in

By Daily Hodl Staff

Congressman Tom Emmer has introduced the Securities Clarity Act, which aims to provide regulatory clarity for digital assets and blockchain networks.

The bill would eliminate “fear of additional regulatory uncertainty,” for companies hoping to distribute digital assets, as long as they have complied with current securities registration requirements or qualified for an exemption, according to a press release from Emmer’s office.

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But the new legislation still may not clear up the classification of crypto assets like XRP. Jake Chervinsky, the general counsel at Compound, says on Twitter that the Securities Clarity Act likely won’t impact XRP’s security status “at all.”

“I struggle to see how it could apply. Ripple sells XRP, not investment contracts to fund creation of some new asset that may be delivered later (like SAFTs). And regardless, the bill explicitly doesn’t apply to an asset that is itself ‘otherwise a security’ under Howey, so it wouldn’t impact any arguments about whether XRP itself represents an investment contract at the time of sale (Ripple’s promises, purchasers’ expectations, etc.). That is, it should be irrelevant… re Ripple’s class claims.”

For his part, Emmer, a Republican from Minnesota and noted supporter of the crypto space, has said in the past that he doesn’t believe XRP, which is used by the San Francisco-based payments startup Ripple, is a security.

The XRP classification in particular matters to Ripple: The global payments startup is currently facing lawsuits that allege it sold the asset as an unregistered security. One is class-action lawsuit from lead plaintiff Bradley Sostack, a former XRP investor who claims Ripple violated advertising laws in California. In May, Sostack’s lawsuit, which was initially filed in 2018, was consolidated with a new case filed by Bitcoin Manipulation Abatement (BMA), a company based in the US territory of Puerto Rico, which also claims that Ripple violated securities laws by selling XRP.

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Emmer’s new bill would classify digital assets sold as objects of investment contracts as “investment contract assets.”

Explains his office,

“The approach is technology-neutral, and applies equally to all assets offered and sold, whether tangible or digital. This new defined term would refer to any asset sold as part of an investment contract that would not be considered a ‘security’ but for its sale as part of an investment contract.”

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Disclaimer: Opinions expressed at The Daily Hodl are not investment advice. Investors should do their due diligence before making any high-risk investments in Bitcoin, cryptocurrency or digital assets. Please be advised that your transfers and trades are at your own risk, and any losses you may incur are your responsibility. The Daily Hodl does not recommend the buying or selling of any cryptocurrencies or digital assets, nor is The Daily Hodl an investment advisor. Please note that The Daily Hodl participates in affiliate marketing.

Featured Image: Shutterstock/whiteMocca